.flow-cards h2{color:#00487a;font-size:26px;font-weight:700;margin-bottom:6px;line-height:1.4}.flow-point{display:flex;align-items:flex-start;gap:20px;background:#fefeff;border:1px solid #dfe7f7;border-radius:16px;padding:24px 28px;margin-bottom:28px;box-shadow:0 3px 10px rgba(0,64,128,.04);transition:all .35s ease;position:relative;overflow:hidden}.flow-point::before{content:"";position:absolute;top:-40px;right:-40px;width:160px;height:160px;background:radial-gradient(circle,rgba(0,122,255,.13) 0%,transparent 70%);z-index:0;transition:opacity .3s ease}.flow-point:hover{background:linear-gradient(to right,#f4faff,#e8f0ff);box-shadow:0 12px 26px rgba(0,64,128,.1);transform:translateY(-3px)}.flow-icon{flex-shrink:0;z-index:1}.flow-text{z-index:1}.flow-text h4{font-size:1.2rem;margin:0 0 8px;color:#102a43;font-weight:600}.flow-text p{font-size:.97rem;color:#4b5563;line-height:1.65;margin:0}.flow-text a{color:#007aff;text-decoration:underline;transition:color .2s ease}.flow-text a:hover{color:#004fc3}@media (max-width:640px){.flow-point{flex-direction:column;align-items:flex-start;padding:20px}.flow-text h4{font-size:1.1rem}}